R

RothGPT / RothConv

Practical analytics for Roth conversions

Plan and evaluate conversions using a dual‑component framework: Core Roth Conversion (tax‑rate‑spread gain) and Synthetic Roth Contribution (outside‑funded tax reclassified into Roth).

For demonstration purposes — no investment advice.

What is RothConv?

RothConv helps professionals and individual investors compare inside‑funded versus outside‑funded conversions, quantify tax‑rate‑spread profit, and fund the embedded Synthetic Roth Contribution when taxes are paid with cash.

  • Bracket‑aware projections with inflation, Social Security, and horizon controls
  • Decomposition of returns into Core vs. Synthetic components
  • Downloadable tables suitable for client reports

Who is it for?

RIAs, planners, and analytically minded investors who want transparent mechanics rather than black‑box heuristics.

Status

Early access. Core calculations are validated against internal test cases. UI and onboarding are under active development.

Pricing

Professional

Licensed use for advisors, firms, and client reports.

$99/yr

  • Full analytics & exports
  • Email support
Request Access

Personal (Pay‑what‑you‑want)

For individual investors using RothConv for personal planning.

$0+

  • Core features
  • Community updates
Join Waitlist

Prices shown for illustration. Final pricing may change at launch.

Concepts

RothConv is grounded in a dual‑component view of conversions. A public summary and practitioner notes will appear here. The submitted research manuscript is pending editorial decision.

Contact

Questions, partnerships, or early access:

Refund & Cancellation Policy

If you are not satisfied with your annual subscription purchase, you may receive a 100% refund within 30 days. Personal investors requesting refunds may continue to use the service free of charge.

Privacy Policy

We collect basic account information you provide (such as name and email) to operate the service, and usage analytics to improve it. Payments are processed by Stripe; we do not store your full card details. By using the service, you agree that we may share the minimum necessary data with our payment processor to complete transactions. For questions or data requests, contact cheshiresteven401k@gmail.com.

Note: As a Stripe Business User, you are responsible for your own privacy notice and consent mechanisms.

Terms of Service

RothConv is provided “as is” for informational purposes and does not constitute financial advice. You are responsible for any decisions made using outputs from the service. We reserve the right to modify features and pricing. By creating an account or purchasing a plan, you agree to these terms.

  • Prohibited use: fraudulent activity, scraping, or reselling access without permission.
  • Limitation of liability: to the maximum extent permitted by law.
  • Governing law: the laws of your US state of residence.